Expat Finance

Overseas Pensions & Offshore Investments

People are individuals with different aspirations and attitudes. Whatever your future plans are, the salient point for the majority of us is to enjoy financial security and have a regular income later on in life. Overseas pensions such as QROPS and prudent offshore investments can make a great difference to the overall value of your nest egg. With the number of financial products available the most important decisions is deciding whom to entrust and guide you in the right direction. Pryce Warner has many years of experience and matches products to individual requirements and circumstances affording you security, flexibility and peace of mind for the future.

Free QROPS guide;-

Why Are QROPS Pensions So Popular?

In essence, to be free from the rules and restrictions associated with UK pensions after five complete tax years of non-residence. Then benefits are aplenty! Such as QROPS benefits on death are generally free from tax contributing to a substantial tax saving. Some QROPS enable a much higher level of income to be drawn at a lower tax rate. UK pension schemes restrict the lump sum that can be taken to 25% of the fund; many QROPS schemes do not have this restriction. QROPS generally do not have investment restrictions and allow the use of an investment manager of your choice. The list goes on, expats make sure you don’t miss out.